Call Us Today

The Medicare Plans Direct Blog

medicare for non-working spouses

Medicare Coverage for Non-Working Spouses

Has your spouse worked the required amount of time to qualify for premium-free Medicare Part A but you haven’t? Or maybe the opposite is true. If you’re wondering if a non-working spouse can qualify for Medicare based on a working spouse’s eligibility, then you’ve come to the right place. Do non-working spouses qualify for Medicare? Perhaps you haven’t worked, but your spouse has worked and paid Medicare taxes for at least 10 years (or 40 quarters). In this case, you may be eligible to receive Medicare Part A coverage for free when you turn 65. You must be married for at least a year before applying to be eligible. This applies to people who were employed in the past but didn’t work and pay Medicare

Read More »
medicare part d plans

Medicare Part D Plans Comparison in 2022

In 2022, Medicare beneficiaries will have a number of options for their prescription drug coverage.  Some people will choose to enroll in a Medicare Advantage plan with drug coverage, while others may want to sign up for a stand-alone Part D policy. You should know that while Medicare drug plan enrollment is optional, you could have to pay late enrollment penalty fees should you fail to sign up when you are first eligible and want to enroll down the line (unless you had some other drug coverage that Medicare considers creditable). While researching Medicare prescription drug plans can seem like a complicated task, our Medicare Part D plans comparison can point you in the right direction when it comes to choosing your Medicare drug coverage.

Read More »
Alaska

Medicare Advantage Plans in Alaska – New Options in 2022

Alaska Medicare Advantage plans are arriving soon, and there is a lot of excitement. Medicare in Alaska is unique in that, previously, Medicare Advantage plans were not offered in the state. However, you will soon have the option to enroll in a Medicare Advantage MSA plan in Alaska. Starting October 1, 2021, Alaska Medicare beneficiaries can enroll in a Medicare Advantage plan (coverage will become effective January 1, 2022). Previously, there were no Medicare Advantage plans available to Alaska residents. So, in the past, if you wanted private Medicare coverage in Alaska, your only option was to enroll in a Medicare Supplement plan. However, 2022 brings a new opportunity to get your Medicare coverage through a Medicare Advantage MSA plan. Read on to learn more

Read More »
best medicare supplement plans

The 3 Best Medicare Supplement Plans in 2021

If you’re a senior on Medicare or nearing your Medicare enrollment age, it’s important to know what your options are when it comes to healthcare coverage. One option is a Medigap plan from a private insurance company that can fill in some of the gaps left over by Original Medicare. In this blog post, we’ll be highlighting the best Medicare Supplement plans in 2021. How To Choose the Best Medicare Supplement Plan Choosing the right Medicare Supplement plan first requires that you understand your individual coverage needs. How much coverage you need from your Medigap plan depends on your health history and what benefits you want to get out of your plan. It is also important to keep in mind how much you feel comfortable

Read More »
medicare advantage plans

Benefits of Medicare Advantage Plans

If you’re nearing your Medicare enrollment age, perhaps you have heard of Medicare Advantage plans. Medicare Advantage plans are sold by private insurance companies and offer an alternative way to get your Original Medicare coverage. These policies can be a great way for certain people to receive their Medicare coverage while, in some cases, actually saving money and enjoying additional benefits. Medicare Advantage is also known as Medicare Part C. These plans must offer benefits that are at least equal to the coverage offered by Original Medicare (with the exception of hospice care). This means coverage for inpatient care (Part A) and outpatient care (Part B). Aside from inpatient hospital care, Medicare Part A hospital insurance helps to pay for things like Skilled Nursing Facility (SNF)

Read More »
medicare and employer insurance

Medicare and Employer Health Insurance in 2021

Medicare and employer health insurance are two different types of coverage that many people have at the same time. Medicare is a federal program for senior citizens, while employer health insurance is an employee benefit from a company. Medicare provides basic coverage, but does not cover things like dental care or prescription drugs. Employer health insurance, on the other hand, will sometimes provide these additional benefits to its beneficiaries on top of basic medical coverage. In this blog post, we’ll explore how Medicare and employer coverage work together so you can better understand your coverage options going forward. How Medicare Coverage Works With Other Types of Insurance Let’s start by talking about how Medicare works when you have some other type of health coverage. In

Read More »
Scroll to Top