Parts of Medicare
There are four basic parts of Medicare that every soon-to-be Medicare beneficiary should be familiar with:
- Part A: Covers hospitalization and inpatient care
- Part B: Covers doctors visits, outpatient care, and some medically necessary equipment
- Part C: Also known as Medicare Advantage, an “all-in-one” alternative to Original Medicare
- Part D: Drug coverage, which helps with the cost of prescription medications
Medicare Part A
Medicare Part A covers inpatient hospital care for individuals who have been admitted to the hospital. It also helps pay for skilled nursing facility (SNF) care and long-term care hospital (LTCH) expenses.
Medicare Part B
Medicare Part B benefits cover medically necessary services. This implies treatments or supplies that are crucial for diagnosing and managing your condition. Additionally, Part B provides some coverage for illness prevention and early detection.
Medicare Part C
You can enroll in Medicare Part C, or Medicare Advantage, through private insurance companies. These plans include Medicare Part A, Medicare Part B, and usually Medicare Part D coverage.
Medicare Part D
Medicare Part D is a program that helps with the cost of prescription drugs. Part D plans lower your out-of-pocket expenses and protect you against high medication prices.
Need additional help understanding the different parts of Medicare?
Head to our specific “Parts of Medicare” pages (A, B, C, and D) to get more information about each facet of Medicare.
Additionally, you can check out our Medicare Advantage, Medicare Supplement, and Medicare Part D pages. There, you can find more information about the various options that you have when it comes to choosing a Medicare policy.
Don’t hesitate to make a consultation with one of our licensed insurance agents here at Medicare Plans Direct. We can answer any questions you may still have when it comes to the different parts of Medicare.
